Tenant verification

The good application, or the good forger?

An application always looks good. Fake salary certificates and retouched debt enforcement extracts circulate, and an insolvent tenant costs months of rent and a procedure. We check, and we write down what we find.

  • Deadline guaranteed or refunded
  • 12 months of follow-up advice included
  • Refusal by an office refunded
  • Secure Stripe payment

Who it is forOwners letting directly, property managers, flatmates choosing a replacement, sub-lessors.

Order

What we check.

The official extract, the economic consistency of the application and the authenticity of the documents, brought together in a written verdict you can show.

What is included
  • Debt enforcement extract of the applicant, signed PDF
  • Consistency check between declared income and the rent requested
  • Verification of the authenticity of the documents provided
  • Written verdict you can show to the owner
What we need
The applicant's name and municipality, their application file as PDF, and the signed rental application that establishes your legitimate interest.
Turnaround
2 business days, by e-mail

Understand

What the law lets you ask for.

Can I require an applicant's debt enforcement extract?

You may ask for it, and practice accepts it for residential letting. To obtain it yourself from the office, you must make your interest plausible: the signed rental application is enough.

Art. 8a para. 1 DEBA

Does a clean extract guarantee solvency?

No. The extract only covers the office's district: an applicant who has just moved into the canton produces a clean extract even with proceedings elsewhere. We flag it when the arrival date makes that likely.

Art. 8a para. 4 DEBA

How do you spot a fake?

Through consistency: official format and numbering of the extract, agreement between the stated employer and the commercial register, ratio between declared income and rent, coherence of the dates. We do not certify authenticity, we flag what does not add up.

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What income-to-rent ratio do property managers apply?

Practice holds that the annual rent including charges should not exceed a third of the gross annual income. It is not a statutory rule, it is the criterion most managers apply, and we calculate it for you.

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FAQ

Questions about tenant verification

Does the applicant know I am checking?

The office does not inform them. However, data protection law requires you to announce the collection: state in your advertisement or your form that solvency will be checked. We provide the wording.

Can I check several applicants?

Yes, each file is ordered separately. Above five applicants a month, write to us for a volume price.

And if the applicant refuses?

You cannot compel them, and their refusal is not in itself a ground for rejection. In practice, a solvent applicant provides their extract without difficulty.

A question before ordering?

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